Choosing the right extended auto warranty can feel like a maze, but it doesn’t have to be. With so many options in 2025, finding the best fit for your car and budget is easier than ever. Whether you’re looking for all-around coverage, budget-friendly plans, or top-notch customer service, this guide will help you make sense of it all. Here’s a quick rundown of our top five picks for the best extended auto warranty companies this year.
Key Takeaways
Endurance Auto Warranty stands out for its overall reliability and comprehensive plans.
American Dream Auto Protect is ideal for those seeking focused coverage options.
Omega Auto Care offers maximum coverage for peace of mind.
Zurich Vehicle Service Contract is a great choice for value-conscious customers.
Toco Warranty shines with its exceptional customer service and support.
1. Endurance Auto Warranty
Endurance Auto Warranty has positioned itself as a leader in the extended auto warranty market, offering a range of plans that cater to various needs and budgets. Its reputation for reliability and customer satisfaction makes it a standout choice for vehicle owners.
Key Features:
Unlimited Mileage: Coverage for vehicles with no mileage restrictions, making it ideal for high-mileage cars.
Six Coverage Levels: Options range from basic powertrain protection to comprehensive exclusionary plans.
Elite Benefits: Includes perks like roadside assistance, key fob replacement, and up to $500 in collision discounts for the first year.
Available Plans:
Secure Plus: Covers essential components like the powertrain, air conditioning, and brakes.
Superior: Adds coverage for suspension, fuel system, and cooling system.
Supreme: Offers exclusionary coverage, protecting nearly all parts except listed exclusions.
Pros and Cons:
Pros | Cons |
|---|---|
Direct provider for claims processing | Elite benefits only free for the first year |
Covers vehicles up to 20 years old | Not always the cheapest option |
Flexible plans with maintenance options |
Endurance has paid out over $355 million in claims since 2012, a testament to its reliability in handling customer needs.
For those seeking a dependable extended warranty, Endurance Warranty offers a balance of flexibility, comprehensive coverage, and customer-focused perks.
2. American Dream Auto Protect
American Dream Auto Protect has quickly made a name for itself as a solid option for extended auto warranties since its founding in 2021. What sets it apart is its flexibility in coverage plans, which cater to a variety of customer needs.
Available Plans
Silver Plan: Covers essential components like the engine, transmission, brakes, and other mechanical systems. It’s the most basic option but still provides peace of mind for major repairs.
Gold Plan: Includes everything in the Silver Plan and adds coverage for the steering system, making it a great mid-tier choice.
Platinum Plan: The most comprehensive option, covering additional systems like navigation/GPS, air conditioning, suspension, and various seals and gaskets.
One unique feature is the ability to customize your plan, so you’re not stuck paying for extras you don’t need. However, keep in mind that American Dream Auto Protect doesn’t offer a bumper-to-bumper plan, and even the Platinum option covers only a fraction of the 5,000+ parts in a typical vehicle.
What to Consider
No Online Quotes: You’ll need to call for pricing information, which could be inconvenient for some.
Limited History: Being a newer company means it doesn’t yet have a long track record of successful claims.
Setting up coverage with American Dream Auto Protect is straightforward and quick. The sales representative provides clear information, answers questions thoroughly, and maintains a non-pressuring environment." Read more
Customer Feedback
Cost Satisfaction: 95% of reviewers expressed satisfaction with the pricing of their plans.
Coverage Approval: 91% were happy with the extent of coverage.
Customer Service: 87% rated their customer service experience positively.
American Dream Auto Protect may not have the history of some competitors, but its strong reviews and customizable plans make it a compelling choice for many drivers.
3. Omega Auto Care
Omega Auto Care has earned a solid reputation for its comprehensive coverage options and standout maintenance benefits. What really sets them apart is their one-year free maintenance program, which includes oil changes, brake pad replacements, and safety inspections.
Key Features of Omega Auto Care
Coverage Options:
Additional Benefits:
Cost Breakdown
Plan Type | Vehicle | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
New Exclusionary | 2020 Toyota Corolla | 5 years/75,000 miles | $120 | $2,880 |
Powertrain Enhanced | 2016 Chevrolet Equinox | 5 years/100,000 miles | $155 | $3,720 |
Customer Experience
Satisfaction Rates: Over 76% of reviewers report being happy or satisfied with their Omega Auto Care plans.
Claims Handling: 87% of customers were pleased with the claims process, highlighting smooth communication with repair shops.
Punctuality: A notable 95% of reviewers praised the company’s timeliness in handling issues.
"When my transmission needed repairs, Omega Auto Care saved me $6,000," shared a customer from Louisiana. "Their team handled everything directly with the dealership.
Things to Consider
Exclusionary coverage is limited to vehicles under 8 years old and with fewer than 100,000 miles.
Policies can’t be purchased online; you’ll need to speak with a representative.
Maintenance benefits expire 13 months after purchase.
If you’re looking for a plan that combines robust coverage with valuable maintenance perks, Omega Auto Care is worth exploring. Their blend of customer service, affordability, and extensive benefits makes them a strong contender in the extended auto warranty market.
4. Zurich Vehicle Service Contract
Zurich Vehicle Service Contracts are a solid choice for drivers looking for tailored protection plans. This company stands out for its flexibility and exceptional customer satisfaction. Here's what you need to know:
Available Plans
Zurich offers three levels of coverage to suit different needs and budgets:
Powertrain Plan: Covers essential components like the engine, transmission, transfer case, and transaxle.
Standard Plan: Includes Powertrain coverage plus suspension, steering, brakes, air conditioning, and electrical systems.
Comprehensive Plan: Offers exclusionary coverage, protecting nearly every part of your vehicle except for a few specific exclusions.
Key Benefits
24/7 Roadside Assistance: Includes towing and trip interruption reimbursement.
Rental Car Coverage: Helps you stay mobile while your car is in the shop.
Flexible Payment Options: Plans can be financed through dealerships or paid upfront.
What Customers Say
Zurich is widely recognized for its claims handling and affordability. Customers often highlight the ease of getting repairs covered and the financial relief it provides. For example, one reviewer mentioned how Zurich covered both an AC repair and an engine issue without any hassle.
"Zurich's plans are not just about coverage; they also bring peace of mind with their reliability and strong customer service."
Things to Keep in Mind
Prices can vary depending on the dealership, so it’s worth shopping around.
Including the warranty cost in your car financing might seem convenient but could lead to extra interest charges.
Zurich plans are not available in Florida.
For drivers seeking efficient and prompt service, Zurich Vehicle Service Contracts deliver both quality and value. With high satisfaction rates and flexible options, it’s a top contender in 2025.
5. Toco Warranty
Toco Warranty is a standout choice for those looking for straightforward, reliable extended auto warranty coverage. Its color-coded plans offer an easy-to-understand structure tailored to your vehicle's mileage.
Coverage Plans
Toco Warranty provides four distinct levels of coverage based on mileage:
Orange Plan: For vehicles under 100,000 miles, this plan offers exclusionary coverage, meaning it lists only what isn’t covered. It’s ideal for newer cars needing comprehensive protection.
Yellow Plan: Covers 18 systems, including steering, brakes, suspension, and high-tech components, for vehicles between 100,000 and 150,000 miles.
Blue Plan: Designed for vehicles with 150,000 to 200,000 miles, it includes 12 systems such as cooling, air conditioning, fuel, and electrical systems.
Green Plan: For vehicles with 200,000 to 250,000 miles, this basic plan covers eight essential systems, including the engine, transmission, and drive axle.
Key Benefits
No Upfront Payments: Pay monthly with no initial lump sum.
Flexibility: Use any ASE-certified technician for repairs.
Additional Perks: Includes roadside assistance, rental car coverage, and trip interruption benefits.
Mileage-Based Plans: Automatically shifts to the next plan as your car ages, ensuring continuous coverage up to 250,000 miles.
Toco’s customer service is often praised for being approachable and informative, making the buying process stress-free.
Pricing
Toco’s plans start as low as $79.05 per month for a 2017 Kia Sportage with 110,000 miles. The cost remains consistent as long as the vehicle qualifies under its mileage-based plan, providing predictable budgeting for car owners.
Customer Satisfaction
Toco boasts a 98% customer satisfaction rate for service, with high marks for technicians, punctuality, and overall coverage. It also holds an A+ rating from the BBB, reflecting its commitment to resolving customer concerns promptly.
For anyone seeking a dependable and transparent warranty provider, Toco Warranty is a great choice that balances affordability with comprehensive features.
6. Carchex
Carchex is a standout in the world of extended auto warranties, often recognized as one of the most reliable providers. Established in 1999, the company partners with industry leaders like Carfax and Kelley Blue Book to deliver a range of coverage options tailored to different needs. Its reputation for longevity and flexibility makes it a top choice for drivers of older vehicles.
Key Features of Carchex:
Comprehensive Coverage Options: Five levels of coverage, from basic powertrain protection to exclusionary plans that mimic manufacturer warranties.
Flexible Contract Terms: Choose from month-to-month agreements or fixed-term contracts ranging from 12 to 84 months.
Added Benefits: Plans include perks like 24/7 roadside assistance, trip interruption coverage, rental car reimbursement, and towing services.
Cost Breakdown:
Carchex offers competitive pricing with customizable deductibles. Here’s a quick look:
Plan | Vehicle | Term | Monthly Cost | Deductible |
|---|---|---|---|---|
Titanium | 2020 Toyota Corolla | Month-to-month | $110 | $200 |
Powertrain Plus | 2016 Nissan Rogue | Month-to-month | $110 | $250 |
What Sets Carchex Apart?
With one of the highest mileage limits in the industry (up to 250,000 miles), Carchex is ideal for high-mileage and older vehicles. Its transparency and ease of use have earned it high marks in customer satisfaction.
While some customers have noted communication issues, the majority praise the smooth claims process and the courteous, non-pushy sales team. If you're looking for an extended warranty provider with a strong reputation and a variety of options, Carchex is worth considering.
7. autopom!
autopom! has carved out a solid reputation in the extended auto warranty space, thanks to its straightforward plans, excellent customer service, and competitive pricing. With a focus on simplicity and reliability, autopom! offers three main coverage options:
Exclusionary Plan: Covers nearly everything except a few exclusions like maintenance items and wear-and-tear parts.
Mid-Level Plan: Protects key systems like the engine, transmission, air conditioning, brakes, and electrical components.
Powertrain Plus Plan: Focuses on essential systems like the engine, transmission, and drive axle, with added air conditioning coverage.
Each plan includes handy perks such as 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage. Some contracts even throw in road hazard tire repair and maintenance benefits, depending on the promotion or plan selected.
Here’s a quick breakdown of costs:
Plan | Term | Monthly Cost | Total Cost |
|---|---|---|---|
Powertrain Plus | 4 years/unlimited miles | $66 | $3,165 |
Exclusionary | 4 years/unlimited miles | $126 | $3,177 |
"autopom! is known for stepping in to resolve issues, even at the CEO level, ensuring customers feel valued and supported."
If you’re looking for a company that blends affordability with stellar customer service, autopom! is a top contender. It’s worth mentioning that vehicles are eligible for coverage up to 150,000 miles, with some plans extending beyond that depending on your specific contract. This flexibility makes autopom! a great choice for a variety of drivers.
8. Everything Breaks
Everything Breaks is a solid choice for car owners looking for flexible and affordable extended warranty plans. It’s particularly appealing for those with older vehicles or luxury cars. With a variety of plans and a focus on customer convenience, this company has carved out a niche in the auto warranty space.
Key Features of Everything Breaks Plans:
Five Flexible Options: Plans range from basic powertrain coverage to more comprehensive options like the Topline plan.
Critical Coverage Plan: This unique option functions more like an auto club, covering 50% of repair costs up to $500 per issue and $2,000 annually, with no mileage limit.
Elite Plans for Luxury Cars: Tailored options for high-end vehicles, with slightly different mileage eligibility.
Cost Overview:
Plan | Maximum Mileage | Monthly Cost | Elite Monthly Cost |
|---|---|---|---|
Topline | 175,000 | $120 | $150 |
Deluxe | 175,000 | $110 | $140 |
Enhanced Powertrain | 250,000 | $90 | $110 |
Standard Powertrain | 250,000 | $80 | $100 |
Critical Coverage | Unlimited | $30 | N/A |
Why Customers Choose Everything Breaks:
Plans include roadside assistance, rental car coverage, and trip interruption protection (except for Critical Coverage).
Month-to-month contracts provide flexibility, with the option to lock in rates for 30 months.
Coverage extends up to 250,000 miles, accommodating high-mileage vehicles.
"Everything Breaks offers a 4.5-star rating for its balance of cost, coverage, and service quality." Learn more
While the company has an A rating with the BBB, customer reviews are mixed. Many praise the helpful customer service team, but some have reported delays in claims processing. For those willing to weigh the pros and cons, Everything Breaks presents a compelling option in the extended warranty market.
9. Olive
Olive has carved out a niche as a warranty provider that prioritizes simplicity and convenience. If you dread dealing with pushy salespeople, Olive might be your best bet. Everything, from exploring plans to purchasing coverage, can be done online without hassle.
Key Features of Olive:
Three Plan Options:Complete Care: Covers nearly all factory-installed parts except specific exclusions.Powertrain Plus: Covers 10 major systems like the engine, transmission, and brakes.Powertrain: Focuses on essential components like the engine and transmission.
Flexible deductibles ranging from $100 to $500.
Coverage lasts up to 3 years or a maximum of 185,000 miles.
Cost Overview
Here’s a quick look at Olive’s pricing for a 2017 Kia Sportage with 110,000 miles:
Plan | Term | Monthly Cost | Down Payment | Total Cost |
|---|---|---|---|---|
Complete Care | 3 years/185,000 miles | $171.40 | First month | $6,170.40 |
Powertrain Plus | 3 years/185,000 miles | $128.55 | First month | $4,627.80 |
Powertrain | 3 years/185,000 miles | $119.98 | First month | $4,319.28 |
Olive’s online quote system is refreshingly straightforward. You can instantly see how changing deductible amounts affects pricing, making it easy to tailor a plan to your budget.
Things to Keep in Mind
Olive doesn’t offer full roadside assistance, but towing reimbursement is included.
Trip interruption coverage is not part of their plans.
While the parent company, Repair Ventures, has an A+ BBB rating, Olive itself is still building its reputation as a newer player in the industry.
In summary, Olive is ideal for those who value an easy, no-pressure buying experience and transparent pricing. For more information about Olive’s knowledgeable representatives, explore their offerings further.
10. Infinite Auto Protection
Infinite Auto Protection stands out as a solid option for those looking to safeguard their vehicle against costly repairs. They offer three straightforward plans, each catering to different levels of coverage. The Prime plan, their most comprehensive offering, even includes protection for high-tech features like automatic temperature control and power window motors.
Key Features of Infinite Auto Protection:
Three plan options designed to fit various budgets and needs.
Coverage includes basic components as well as advanced high-tech systems in higher-tier plans.
A commendable "B+" rating from the Better Business Bureau.
However, there’s a noteworthy drawback: Infinite Auto Protection lacks financial backing from a larger institution. This means if the company were to face financial difficulties, claims might not be guaranteed. Still, for many, the combination of affordability and coverage makes it a compelling choice.
If you're considering an Infiniti extended warranty, Infinite Auto Protection could be a budget-friendly alternative, especially if your vehicle has high-tech features that need extra care.
11. Concord Auto Protect
Concord Auto Protect is a solid choice if you're looking for extended car warranty coverage, especially for used vehicles. One of its standout features is the unlimited number of claims you can make under its policies, which is a lifesaver for those who anticipate frequent repairs.
Key Benefits of Concord Auto Protect
24-hour roadside assistance included in all plans.
Gas delivery and trip interruption coverage come standard.
High marks for customer service, making it a standout in terms of support.
Considerations
While Concord Auto Protect offers competitive coverage, one downside is the lack of financial backing from an external company. This means if Concord faces financial trouble, claims might not be guaranteed. Still, for many, the benefits outweigh this potential risk.
If you're someone who drives an older car and needs dependable protection without worrying about claim limits, Concord Auto Protect might just be the right pick for you.
12. CarShield
CarShield stands out in the world of extended auto warranties by offering month-to-month coverage options. This flexibility is ideal for drivers who don’t want to commit to long-term contracts. Starting at around $99 per month, CarShield’s plans cater to a variety of needs, from basic powertrain protection to more comprehensive packages.
Key Features of CarShield Plans:
Diverse Options: Choose from eight different plans, including coverage for electric vehicles, motorcycles, and ATVs.
Added Benefits: All plans come with 24/7 roadside assistance, rental car coverage, and the ability to choose your repair shop.
Transferable Contracts: If you sell your car, the warranty can be transferred to the new owner.
Key Detail | Information |
|---|---|
Starting Cost | $99 per month and up |
Vehicle Coverage | Up to 200,000 miles |
Plan Types | 8 options, including EVs |
While CarShield’s flexibility and range of plans make it a solid choice, some customers have reported concerns about customer service and claim denials. It’s important to carefully review the terms and conditions before signing up.
For more details about their coverage and pricing, check out this CarShield extended warranties review.
13. Nova Warranty
Nova Warranty stands out as a top choice for owners of exotic and luxury cars. This company offers two specialized protection plans that cater exclusively to vehicles that often face challenges finding coverage elsewhere. With Nova Warranty, you can feel confident knowing your high-end car is in capable hands.
Key Features:
Coverage tailored for exotic, luxury, and vintage vehicles.
Roadside assistance included with all plans.
Freedom to choose any dealership or repair facility for services.
A 30-day cancellation policy with a full refund guarantee.
Locksmith services as part of the coverage.
Benefits:
Flexible options to fit unique vehicle needs.
Live customer support available daily to address concerns.
Simplified claims process for hassle-free service.
Nova Warranty provides peace of mind for those who demand premium protection for their high-value vehicles.
14. Toco
Toco Warranty stands out as a reliable option in the extended auto warranty space, offering straightforward plans and customer-friendly policies. What makes Toco unique is its color-coded coverage tiers, which adapt to your car’s mileage. This ensures you’re always covered without overpaying for unnecessary features.
Key Features of Toco Warranty
Four Coverage Levels:Orange Plan: Comprehensive exclusionary coverage for vehicles under 100,000 miles.Yellow Plan: Covers 18 systems, including steering and brakes, for cars with 100,000 to 150,000 miles.Blue Plan: Focuses on powertrain and a few additional systems for vehicles with 150,000 to 200,000 miles.Green Plan: Basic coverage for essential systems like the engine and transmission, available for cars up to 250,000 miles.
No Upfront Payments: Pay monthly without a large initial cost.
Flexibility in Repairs: You can choose any ASE-certified technician for service.
Mileage-Based Plans: Your plan automatically adjusts as your car ages, ensuring continued coverage.
Pros and Cons
Pros:
Coverage up to 250,000 miles.
High satisfaction rates for customer service and claims handling.
A+ rating from the Better Business Bureau.
Includes perks like roadside assistance and rental car coverage.
Cons:
Limited flexibility in plan options compared to competitors.
Month-to-month costs can add up over time.
Toco Warranty has consistently earned praise for its thoughtful customer service and transparent policies. It’s a solid choice for drivers who value simplicity and reliability.
For example, Toco Warranty boasts an average rating of 4.64 stars on its BBB profile and 4.7 stars on Trustpilot, reflecting strong customer satisfaction.
15. Toco Warranty
Toco Warranty is a standout provider in the extended auto warranty space, known for its simple, mileage-based plan structure and commitment to customer service. With coverage extending up to 250,000 miles, Toco offers one of the highest mileage limits in the industry.
Key Coverage Plans
Toco offers four color-coded plans tailored to specific mileage ranges:
Orange Plan: Designed for vehicles under 100,000 miles, this plan provides exclusionary coverage, meaning it covers everything except specified exclusions.
Yellow Plan: Covers 18 vehicle systems, including brakes, suspension, and high-tech components, for cars with 100,000 to 150,000 miles.
Blue Plan: Suitable for vehicles with 150,000 to 200,000 miles, this plan includes coverage for 12 systems such as air conditioning, cooling, and electrical.
Green Plan: The most basic option, covering 8 essential systems like the engine and transmission for vehicles with 200,000 to 250,000 miles.
Benefits and Features
Flexible Payments: No upfront payment is required; plans are billed monthly.
Roadside Assistance: Includes towing and emergency services.
Rental Car Coverage: Partnered with Enterprise for direct billing or reimbursement for other rental services.
Trip Interruption: Helps cover unexpected costs if your vehicle breaks down far from home.
Customer Feedback
Toco has earned an A+ rating from the Better Business Bureau and consistently high satisfaction rates. Customers praise the company’s transparency and knowledgeable representatives. One reviewer noted, "I’ve been with Toco for years, and every interaction has been smooth and helpful."
Toco’s straightforward plans and excellent customer service make it a top choice for those looking for reliable extended warranty options.
16. Endurance Elite
Endurance Elite is a premium membership program offered by Endurance, providing a suite of perks designed to complement their extended auto warranty plans. This program stands out for its focus on value-added services that go beyond typical warranty coverage.
Key Features of Endurance Elite
Roadside Assistance: 24/7 support for towing, lockouts, flat tires, and more.
Tire Repair and Replacement: Covers up to two damaged tires annually due to road hazards.
Key Fob Replacement: Cost coverage for lost or damaged key fobs.
Collision Discounts: Up to $500 off post-collision bodywork.
Total Loss Protection: Offers up to $1,000 toward a new vehicle if your car is totaled.
Trip Interruption Coverage: Reimburses costs if you’re stranded due to a covered breakdown.
Benefits of Membership
Comprehensive Support: From roadside emergencies to everyday maintenance, Endurance Elite ensures you're covered.
Cost Savings: The perks included can save you hundreds of dollars annually, especially for frequent drivers.
Convenience: All benefits are accessible through the Endurance Protect app, making it easy to manage claims and services.
Members often praise the peace of mind that comes with knowing they have backup for unexpected car troubles. It’s not just about coverage—it’s about confidence on the road.
Pricing and Availability
Endurance Elite membership is included free for the first year with any Endurance warranty plan. Afterward, additional fees may apply if you wish to continue the membership.
For those looking for a robust extended warranty provider with added perks, Endurance remains a top choice, earning consistent high ratings for its comprehensive offerings and customer satisfaction.
17. Toco Warranty
Toco Warranty stands out for its straightforward approach to extended auto warranties. Its plans are easy to understand and tailored based on your vehicle's mileage, making it a solid choice for many drivers.
Key Features of Toco Warranty Plans:
No upfront payments: You can start coverage without paying a hefty initial fee, opting instead for affordable monthly payments.
Mileage-based plans: Coverage tiers are color-coded and shift automatically as your vehicle's mileage increases:Orange Plan: Comprehensive coverage for vehicles under 100,000 miles.Yellow Plan: Covers 18 systems, including steering and suspension, for vehicles with 100,000 to 150,000 miles.Blue Plan: Includes 12 systems, such as air conditioning and electrical, for vehicles with 150,000 to 200,000 miles.Green Plan: Basic coverage for vehicles with 200,000 to 250,000 miles, focusing on essentials like the engine and transmission.
Flexibility in repairs: You can work with any ASE-certified technician for repairs, giving you freedom in choosing where to service your car.
Additional perks: Enjoy benefits like roadside assistance, trip interruption coverage, and rental car reimbursement, with added savings through their partnership with Openbay.
Pros:
High customer satisfaction rates (98% for service and claims handling).
Coverage extends up to 250,000 miles, outpacing many competitors.
Monthly rates remain consistent even as your car ages.
Cons:
Limited flexibility in plan options since they’re tied to mileage brackets.
Cancellation terms may vary, as the company reserves the right to charge fees in certain cases.
"With Toco, you get a balance of affordability and reliability. Their customer service is often praised for being thorough and approachable, making the process smooth for first-time users."
For those seeking a straightforward and customer-focused auto warranty provider, Toco Warranty is a strong contender. If you’re interested in Toco’s extended auto warranty, it’s worth exploring their plans to see how they fit your needs.
18. Omega Auto Care
Omega Auto Care is a standout choice for extended auto warranties, offering a mix of comprehensive coverage and unique benefits. Its plans are tailored for flexibility, ensuring drivers can find something that suits their needs.
Key Features of Omega Auto Care Plans:
Wide Range of Coverage Options: Choose from five distinct plans, including Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated, and Exclusionary coverage.
Generous Maintenance Benefits: One year of free maintenance is included, covering essentials like oil changes, brake pad replacements, and safety inspections.
Additional Perks: Enjoy 24-hour roadside assistance, tire repair, rental car reimbursement, and trip interruption coverage with every plan.
Cost and Deductibles
Plan Type | Vehicle | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
New Exclusionary | 2020 Toyota Corolla | 5 years/75,000 miles | $120 (24 months) | $2,880 |
Powertrain Enhanced | 2016 Chevrolet Equinox | 5 years/100,000 miles | $155 (24 months) | $3,720 |
All plans come with a $100 deductible, which drops to $0 if you use a RepairPal Certified mechanic.
Customer Experience
Positive Reviews: 76% of customers report being happy or satisfied with their Omega Auto Care plans.
Claims Handling: 87% of reviewers praised the company’s claims process for being smooth and efficient.
Punctuality: 95% of customers highlighted timely service.
Omega Auto Care simplifies car ownership by combining robust coverage options with practical maintenance benefits, saving drivers both time and money.
For those seeking a reliable extended warranty provider, Omega Auto Care is a strong contender, especially if you value maintenance perks and straightforward claims handling.
19. Carchex
When it comes to extended auto warranties, Carchex stands out as a top pick for its stellar reputation and wide range of coverage options. Since its inception in 1999, the company has built partnerships with industry leaders like Carfax and Kelley Blue Book, further solidifying its credibility.
Key Features of Carchex:
Five Coverage Levels: From basic powertrain protection to comprehensive exclusionary plans, there’s something for every vehicle and budget.
Flexible Contract Terms: Choose terms ranging from 12 months to 84 months, or go for month-to-month options.
Additional Perks: Plans include 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and towing services.
Cost and Affordability
Carchex offers competitive pricing with plans typically costing between $100 and $150 per month. Deductible options range from $0 to $250, allowing flexibility based on your financial needs.
Plan | Vehicle | Term | Monthly Cost | Deductible |
|---|---|---|---|---|
Titanium | 2020 Toyota Corolla | Month-to-month | $110 | $200 |
Powertrain Plus | 2016 Toyota Tacoma | Month-to-month | $110 | $250 |
"Carchex is a particularly great option for owners of older cars, thanks to its long-lasting contracts and extensive plan options."
While customer experiences vary, Carchex holds an A+ rating with the Better Business Bureau, though some customers have noted communication challenges. Still, 88% of surveyed users reported being "very satisfied" with their plans, highlighting its reliability in the industry.
20. autopom!
Autopom! has made a name for itself as a reliable and customer-focused extended auto warranty provider. It’s often praised for its exceptional customer service and competitive pricing. Here’s what you need to know:
Key Features of autopom!
Three Coverage Plans:Exclusionary Plan: Covers almost everything except for specific exclusions like maintenance items.Mid-Level Plan: Includes engine, transmission, drive axle, air conditioning, steering, brakes, and electrical system.Powertrain Plus Plan: Covers the essentials such as engine, transmission, drive axle, and air conditioning system.
Added Benefits: Roadside assistance, rental car coverage, trip interruption benefits, and tire protection on select plans.
Flexible Deductibles: Options include $0, $50, $100, and $200, allowing customers to tailor their plans.
Cost Breakdown
Autopom! offers some of the most affordable plans in the industry. Here’s a quick look at sample pricing:
Plan | Vehicle | Term | Monthly Cost | Total Cost |
|---|---|---|---|---|
Exclusionary | 2016 Toyota Tacoma | 4 years/unlimited | $126 | $3,177 |
Powertrain Plus | 2021 Toyota Tacoma | 4 years/unlimited | $66 | $3,165 |
Why Choose autopom!?
High customer ratings on BBB and Trustpilot.
Known for stepping in to resolve claims disputes, even involving upper management when needed.
Offers maximum mileage coverage up to 150,000 miles, with some plans extending even further.
"autopom! stands out not only for its affordability but also for its commitment to making things right when issues arise."
21. Everything Breaks
Everything Breaks is a standout choice for those looking for flexible, month-to-month auto warranty plans. The company offers five different plans, including a unique Critical Coverage option, which functions more like an auto club than a traditional warranty. This makes it a great choice for owners of older vehicles.
Key Features of Everything Breaks Plans:
Flexible Contracts: All plans are month-to-month, except for Critical Coverage, which can also be paid annually.
Roadside Assistance: Included in every plan.
Rental Car Coverage: Available across all plans.
Trip Interruption Protection: Offered in all plans except Critical Coverage.
Plan Options:
Topline: Covers most breakdowns, eligible for vehicles under 125,000 miles, with coverage up to 175,000 miles.
Deluxe: Protects 125 major components, available for vehicles up to 150,000 miles, with coverage up to 175,000 miles.
Enhanced Powertrain: Covers 60 components, suitable for vehicles under 200,000 miles, extending coverage to 250,000 miles.
Standard Powertrain: Focuses on 15 key components, also available for vehicles under 200,000 miles, with coverage up to 250,000 miles.
Critical Coverage: Offers repair discounts (50% off up to $500 per repair and $2,000 annually), with no mileage limits.
Everything Breaks has earned a reputation for its transparent pricing and customer-friendly approach. However, some complaints against Everything Breaks have been noted, mainly regarding customer service and claims processing.
Cost Overview:
Plan | Maximum Mileage | Monthly Cost | Elite Monthly Cost (Luxury Cars) |
|---|---|---|---|
Topline | 175,000 | $120 | $150 |
Deluxe | 175,000 | $110 | $140 |
Enhanced Powertrain | 250,000 | $90 | $110 |
Standard Powertrain | 250,000 | $80 | $100 |
Critical Coverage | Unlimited | $30 | N/A |
If you’re searching for a plan that adapts to your car’s age and mileage, Everything Breaks might just be the right fit. While some higher-end plans may be pricier, the flexibility and added benefits make it worth considering.
22. Olive
Olive has carved out a niche in the extended auto warranty market by offering a fully online process for purchasing coverage. If you're someone who dreads talking to salespeople, Olive might be your perfect fit. Everything from browsing plans to securing coverage can be done without ever picking up the phone.
Key Features of Olive's Plans
Three Plan Options: Olive offers three levels of coverage:Complete Care: Covers nearly all factory-installed parts, barring exclusions.Powertrain Plus: Includes 10 systems like the engine, transmission, brakes, and air conditioning.Powertrain: Focuses on essential components like the engine and transmission.
Flexible Deductibles: Choose from $500, $250, or $100 deductibles, with costs adjusting accordingly.
Coverage Limitations: Plans last three years or until your vehicle reaches 185,000 miles. Renewals are available if mileage limits aren't exceeded.
Olive's straightforward approach and transparent pricing make it a standout for those who value simplicity.
Cost and Affordability
Olive is priced competitively in the market. Here's an example of pricing for a 2017 Kia Sportage with 110,000 miles:
Plan Type | Monthly Cost | Down Payment | Total Cost |
|---|---|---|---|
Complete Care | $171.40 | First Month | $6,170.40 |
Powertrain Plus | $128.55 | First Month | $4,627.80 |
Powertrain | $119.98 | First Month | $4,319.28 |
Drawbacks
While Olive excels in many areas, it does have some limitations:
No full roadside assistance—only towing reimbursement is included.
No trip interruption coverage, which is common in competitors' plans.
Limited to three warranty levels, which may not suit everyone.
Reputation and Customer Experience
Olive's parent company, Repair Ventures, holds an A+ rating with the BBB, though customer reviews are limited due to the company's relatively young age. The online purchasing process is one of the simplest in the industry, making it a favorite for tech-savvy users.
For those seeking a no-fuss, transparent extended warranty provider, Olive's car warranty is worth considering.
23. Infinite Auto Protection
Infinite Auto Protection is a contender worth noting in the extended warranty market. It offers three distinct plans, each designed to cater to different levels of coverage needs. The standout feature? Their Prime plan includes high-tech protection for features like automatic temperature control and power window motors, which many competitors overlook.
Key Features of Infinite Auto Protection Plans:
Basic Plan: Covers essential components like the engine, transmission, and drivetrain. A solid choice for those seeking affordable protection.
Advanced Plan: Adds coverage for electrical systems and air conditioning, providing a balance between cost and comprehensive coverage.
Prime Plan: Their most comprehensive offering, including unique protections for high-tech features and luxury components.
Things to Keep in Mind:
Infinite Auto Protection has a "B+" rating from the Better Business Bureau, which is respectable but not the highest in the industry.
The company does not have additional financial backing, so claims might not be guaranteed if the company faces financial trouble.
They have a 30-day waiting period and require vehicles to have less than 150,000 miles to qualify.
Infinite Auto Protection is a good option for those looking for tailored plans with some unique perks. However, it’s worth considering the lack of financial guarantees when making your decision.
For consumer insights, Infinite Auto Protection received an overall satisfaction rating of 4 out of 5 stars, based on consumer ratings for auto warranty companies. This reflects positive feedback on their coverage and customer service.
24. Concord Auto Protect
Concord Auto Protect is a solid option for those seeking reliable extended auto warranty coverage. While it doesn't offer anything groundbreaking compared to its competitors, it still provides enough value to make it worth considering. The company shines particularly in customer service, which has earned it a loyal customer base.
Key Features:
24-hour roadside assistance included in all plans.
Gas delivery services for emergencies.
Trip interruption coverage to ease the stress of unexpected breakdowns.
Customer Ratings:
Rating Platform | Score |
|---|---|
Better Business Bureau | B+ |
WalletHub | 4.8/5 |
Customer Reviews | 701 reviews |
Concord Auto Protect provides peace of mind with its comprehensive plans, but the lack of financial backing from an external company is something to keep in mind when making your decision.
If you're looking for a straightforward, no-frills warranty provider with excellent customer support, Concord Auto Protect could be the right fit. However, always weigh the risks, especially since claims might not be guaranteed if the company faces financial trouble.
Concord Warranty has a customer review score of 3.98 out of 5 stars on the BBB, reflecting a generally positive user experience.
25. CarShield and more
CarShield has made a name for itself in the extended auto warranty market, offering flexibility and a range of plans that cater to different needs. Its monthly, no-contract pricing model starts at just $99, making it a popular option for short-term coverage. Customers can choose from eight different plans, including coverage for electric vehicles, motorcycles, and ATVs. Additional perks like 24/7 roadside assistance and rental car coverage sweeten the deal.
Quick Comparison of CarShield Plans
Plan Name | Coverage Type | Key Features |
|---|---|---|
Diamond | Bumper-to-bumper | Comprehensive, highest coverage |
Platinum | Major systems | Covers engine, transmission, etc. |
Gold | Basic systems | Affordable, essential coverage |
Electric Vehicle | EV-specific components | Tailored for electric cars |
Key Benefits of Choosing CarShield
Month-to-month plans for added flexibility.
Coverage options for high-mileage and older vehicles.
Nationwide availability with licensed repair shops.
CarShield has received a 4.5 out of 5.0 stars in reviews, praised for its competitive pricing and customer service. However, some customers have reported issues with claims and coverage limitations, so it’s essential to review the fine print before signing up.
For those looking for alternatives, companies like Endurance, Carchex, and Concord Auto Protect also offer solid warranty options with varying levels of coverage and benefits. Each provider has its strengths, so comparing plans is crucial to finding the right fit for your vehicle and budget.
Wrapping It Up
Choosing the right extended auto warranty can feel like a big decision, but it doesn’t have to be overwhelming. The companies we’ve highlighted—like Endurance, American Dream Auto Protect, and Toco Warranty—offer a range of options to fit different needs and budgets. Whether you’re looking for comprehensive coverage or just want to keep costs manageable, there’s something out there for everyone. Just remember to compare quotes, read the fine print, and think about what makes sense for your car and driving habits. At the end of the day, the best warranty is the one that gives you peace of mind while keeping your wallet happy.
Frequently Asked Questions
What is an extended auto warranty?
An extended auto warranty is a service contract that helps cover the cost of repairs for your vehicle after the original manufacturer's warranty expires. It can include coverage for major components like the engine, transmission, and electrical systems.
Are extended auto warranties worth it?
It depends on your car and personal situation. If you drive an older vehicle or a model known for costly repairs, an extended warranty can save you money. However, if your car is reliable and you maintain it well, you might not need one.
How do I choose the best extended auto warranty?
To find the best warranty, compare plans from multiple providers. Look at coverage options, customer reviews, and costs. Also, check if the provider has a good reputation for handling claims quickly and fairly.
Can I transfer my extended warranty if I sell my car?
Yes, many extended warranties are transferable to a new owner. This can increase the resale value of your car. Be sure to check the terms and conditions of your specific plan.
What’s the difference between a manufacturer’s warranty and an extended warranty?
A manufacturer’s warranty comes with a new car and covers repairs for a set period, usually a few years. An extended warranty is purchased separately and provides coverage after the original warranty ends.
Do I need an extended warranty if my car is still under the manufacturer’s warranty?
Not immediately. You can wait until your manufacturer’s warranty is about to expire before purchasing an extended warranty. This ensures you don’t pay for overlapping coverage.
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